Sunny King Ford
Financing & Leasing
Sunny King Ford makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Sunny King Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
Flex Buy is a Flexible Financing option offered by Ford Credit!
Flex Buy offers the benefits of a Lease, without the limitations.
Here’s how it works… Your first 36 months of payments are discounted by 15% or 18%, while higher later payments allow for your full balance to be satisfied.
Flex Buy is offered with 66- or 75-month terms.
- No mileage limitations
- Freedom to customize your vehicle
- Lower payments for the first three years
- Build equity with each payment
- Two term choices
- Two payment discount choices
Flex Buy is not a Lease or Balloon financing. There is not a residual amount, refinance requirement, or return option.